25 tricks to save money easily
Money is hard to get, but instead it goes fast if we do not control our expenses . And it is that everything in this life costs money: if we want to go to the gym, a dinner with our friends, a weekend at the beach with our partner ... it is easy to make ends meet and realize that this month we have spent more from account. Many times, for unnecessary things.
- Maybe you're interested: "The 6 most used tricks by food advertisers"
Tips and tricks to save money
If you have been thinking for some time that you want to have a savings reserve but you never get it, in the following lines you can find a list of tricks to save money and tips so you can achieve it.
1. Be careful where you keep the money
You may have been in your bank for many years and it is comfortable for you to stay there, but there are many banks that charge very expensive and sometimes abusive fees and interest. Investigate and analyze other banks to know if there are better options to save money.
2. Set yourself a goal to save money
The first step to saving money is to propose it. It is true that many times we can propose things and then halfway we can throw in the towel. But it's a start: you have to set goals .
3. Save a fixed amount each month (even a small amount)
Once you decide that you want to save money, you need to move from thinking to action, that is, starting to save. It is possible that you save if you save some money every month, even if it is little, and if you schedule your expenses in advance with weekly regularity.
4. Do not use card
The card can be a useful tool when buying, but you can also do that we have an unrealistic perception of the money we have and we spend. It is better to leave the house with the right amount of money than to spend too much on the card.
5. Think about what you spend
Do not buy to buy, but you should buy things that are useful. It's okay to buy some shoes, but use them and do not buy them on a whim. You can spend a lot of money on unnecessary things. By the way, to be able to avoid shopping with hunger.
6. Wait to make the decision
A good strategy to avoid buying unnecessary things is to wait to make a decision, that is, think with a cool head . Analyze the pros and cons of your purchase, do not get carried away by the aesthetic wrapping of the products (TV ads, marketing campaigns, street, etc.)
7. Put the money in an envelope
It is always good to calculate more or less what you spend per month. While I have already mentioned that it is better not to use the card, also It's good to have the money you think you'll spend in a month in an envelope .
Do not spend to spend, but rather It is better that you compare offers . For example, if you are going to travel, there are many websites that compare prices for you.
9. Use the customer card
Many establishments offer small discounts and gifts for their customers. It is always good to have these types of cards, especially if you go to that place often. But beware, it could happen that this card will take you to buy more than you need.
10. Think of old age
It may cost you to save if you think in the short term, but It will be easier if you think long term , to reach that age without economic problems. The third age is a stage in life in which we no longer work, and everything we can save throughout our lives will be very useful.
11. Read a book to save money
There are different literary works that offer a lot of tips to save money. One of them is the book Save or never: How to save and get the most out of your money by Borja Pascual Iribarren.
12. Have fun while you save
Saving is not something fun, but rather necessary . But in the market there are some applications that allow you to entertain while you save. Some of these tools are SaveUp or SmartyPig, which help make saving an exciting challenge.
13. Make use of psychology
Psychology is a science that brings knowledge on many issues that affect our day to day. That is why it is always good to know more about these topics and read articles like this: "The 12 psychological tricks that supermarkets use to spend more money". Surely you can draw some conclusions to save money.
14. Eat chewing gum and listen to music
For example, since many places use music or smells to attract the attention of our senses, you can chew gum and wear headphones when you go shopping. will help you consume less impulsively .
15. Think about what it cost you to earn that money
It costs a lot to make money today.Therefore, the next time you go shopping, think about what you have sweated and the hours you have invested to be able to earn that money that you are going to spend in an afternoon.
16. Beware of light and water
Light and water are very expensive, so if it can be avoided, it is always better to turn off the light when it is not necessary and not waste the water. On this last case, you could put a reminder on the side of the tap , for example.
17. Prepare food at home
You may find it easier to go to a restaurant when you have a break in the office, but if you want to save money, it is better to bring your food from home. You can make your favorite dishes and store them in a "tupper".
18. Use the 24-hour rule
In one of the previous points I talked about thinking about the consequences of spending money. It is good to apply the 24-hour technique if what we want is to save. This technique consists of delay the decision to buy something up to 24 hours .
19. Put a reminder on your card
If you do not want to do without your credit card, at least put a reminder next to it to not forget that you are saving. You can put a sticker on the wallet to remind you.
20. Leave tobacco
Some vices are expensive. Especially some like tobacco, which are also harmful and do not do you any good. If you stop smoking , not only will you notice the benefits of your health, but also your wallet. One of the tricks to save money more effective, but also more sacrificed.
21. Imagine your purchase as money
Instead of seeing those new sports that you bought as a new fashion, Observe them for the price they cost . Maybe so the values more.
22. Write down the money you are spending
A good strategy to save is to write down the money that you have spent, because it can be used as feedback to know what you have spent this month.
23. Make a budget
Knowing the money you have spent each month helps you to be able to plan for next month. Then, with what you think you need, put it in an envelope. The rest can be saved in the current account.
24. Install LED lights
LED (Light Emitting Diode) lights are not only energy saving, but also they are also on the bill of light . That's why they have become so popular in recent years.
25. Take advantage of offers
Many times the stores and supermarkets have discount products . For example, when you buy a large can of tuna you discount 50% of the next unit. If you buy wisely, you can save a lot of money each month.